Selling your home in Maryland doesn’t have to be a stressful, drawn-out process. Whether you’re facing foreclosure, dealing with an inherited property, or simply looking to move on quickly, understanding your options can make all the difference. In this three-part series, we’ll explore the ins and outs of selling your home fast, the benefits of selling as-is, and how to navigate closing costs effectively.
Understanding Closing Costs in Maryland
When selling a home, it’s crucial to be aware of the closing costs involved. These are the fees and expenses you’ll need to pay to finalize the sale, and they can add up quickly if you’re not prepared.
Typical Closing Costs for Sellers in Maryland:
- Transfer Taxes: These are taxes imposed by the state or local government when the property changes hands.
- Title Insurance: Protects the buyer and lender from any disputes over property ownership.
- Attorney Fees: Legal fees for preparing and reviewing documents.
- Escrow Fees: Charges for the service of holding funds during the transaction.
- Real Estate Agent Commissions: Typically 5-6% of the sale price, split between the buyer’s and seller’s agents.(Investopedia, Better Homes & Gardens, American Family Insurance, Charm City Builders, Kiplinger)
In Maryland, sellers can expect to pay between 1.5% to 3% of the home’s sale price in closing costs, not including agent commissions. (NerdWallet)
Who Pays What? Seller vs. Buyer Responsibilities
Closing costs are typically divided between the buyer and the seller, but the exact breakdown can vary based on negotiations and local customs.
Seller’s Responsibilities:
- Transfer Taxes
- Title Search and Insurance
- Real Estate Agent Commissions
- Mortgage Payoff Fees
Buyer’s Responsibilities:
- Loan Origination Fees
- Appraisal and Inspection Fees
- Escrow Account Setup
- Prepaid Taxes and Insurance
However, in some cases, sellers may agree to cover a portion of the buyer’s closing costs to facilitate a quicker sale. (Bankrate)
The Impact of Loan Types on Closing Costs
The type of loan a buyer uses can influence the closing costs and who is responsible for them.
Common Loan Types and Their Implications:
- FHA Loans: May require the seller to pay up to 6% of the closing costs.
- VA Loans: Sellers might be asked to cover up to 4% of the closing costs.
- Conventional Loans: Seller contributions can range from 3% to 9%, depending on the buyer’s down payment.(Investopedia)
Understanding these nuances can help you negotiate better and avoid unexpected expenses. (Kiplinger)
Selling As-Is: A Viable Option
Selling your home as-is means you’re selling it in its current condition, without making any repairs or improvements. This option can be particularly appealing if you’re looking to sell quickly or avoid the hassle and expense of renovations.
Benefits of Selling As-Is:
- Speed: Close the deal in as little as 7 days.
- Cost Savings: Avoid spending money on repairs and upgrades.
- Simplicity: Fewer negotiations and contingencies.
- No Commissions: If you sell directly to a cash buyer, you can bypass agent fees.(Maryland Real Estate Advantage)
This approach is ideal for homeowners facing foreclosure, dealing with inherited properties, or those who simply want a hassle-free sale.
Comparison: Traditional Sale vs. Selling As-Is
| Feature | Traditional Sale | Selling As-Is |
|---|---|---|
| Repairs Needed | Yes | No |
| Realtor Fees | Yes | No |
| Closing Time | 30-90 Days | As Little As 7 Days |
| Buyer Financing Issues | Possible | No |
| Cash Offer | Rare | Yes |
| Stress-Free Process | No | Yes |
| Showings Required | Yes | No |
| Appraisal Contingencies | Yes | No |
| Inspection Negotiations | Yes | No |
As the table illustrates, selling as-is offers numerous advantages, especially for those seeking a quick and straightforward transaction.
Ready to Sell Your Maryland Home Fast?
If you’re considering selling your home quickly and without the usual hassles, Shepherd Home Buyers offers a streamlined process tailored to your needs. By choosing to sell as-is, you can avoid costly repairs, eliminate agent commissions, and close the deal on your timeline.(Better Homes & Gardens)
Get Your Free, No-Obligation Cash Offer Today!
Fill out the form on our website to receive a fair cash offer for your Maryland home. There’s no pressure, no hidden fees, and no obligations—just a straightforward solution to help you move forward. (3 Step Home Sale)
Get Your Free Offer TODAY!
Fill In This Form To Get Your No-Obligation All Cash Offer Started!
Why Homeowners Are Choosing to Sell As-Is in Maryland
Whether you’re in Baltimore, Columbia, or Silver Spring, more homeowners are skipping the traditional real estate route and choosing to sell as-is to local cash home buyers. But why?
Top Reasons Maryland Homeowners Sell As-Is:
- Facing Foreclosure
- Tired Landlords with Bad Tenants
- Inherited an Unwanted Property
- Too Many Repairs or Code Violations
- Relocating or Downsizing
- Divorce or Family Separation
- Behind on Taxes or Mortgage
All of these situations call for speed, simplicity, and certainty, which selling as-is provides in spades.
Boosting Value Without Lifting a Hammer
You might be thinking, “If I sell as-is, won’t I lose money?” Not necessarily. Here’s how savvy homeowners still come out ahead:
1. Avoid Realtor Fees and Commissions
Traditional agents charge 5-6% of your home’s value in commissions alone. If you’re selling a $350,000 house, that’s $17,500 right off the top.
2. Save on Repairs
Fixing a roof, HVAC, or foundation can cost thousands—sometimes tens of thousands. By selling as-is, those costs vanish.
3. No More Monthly Holding Costs
Every extra month your house sits unsold, you’re paying:
- Mortgage
- Insurance
- Utilities
- Taxes
- HOA dues
By selling fast, you cut those costs completely.
Comparison: Holding Your House vs. Selling As-Is for Cash
| Factor | Hold & List with Agent | Sell As-Is to Cash Buyer |
|---|---|---|
| Time to Sell | 60-90 Days | As Fast as 7 Days |
| Inspection Contingencies | Yes | No |
| Need for Repairs | Yes | No |
| Realtor Commissions | 5-6% | $0 |
| Showings & Open Houses | Yes | None |
| Certainty of Closing | Low (Buyer Financing Risks) | High (Cash = No Financing) |
| Stress Level | High | Low |
This table shows how selling your house fast for cash beats the traditional route in both time and money saved.
Cash Offers in Maryland: What to Expect
When you work with a reputable Maryland home buyer like Shepherd Home Buyers, here’s how the process works:
- Contact Us – Fill out the short form on our website.
- Get a Call Back – We’ll discuss your property and situation.
- Schedule a Visit or Virtual Walkthrough – We’ll evaluate the property quickly.
- Receive a Fair Cash Offer – No pressure, no obligation.
- Choose Your Closing Date – You decide when to close. We handle everything.
Pro Tip: The more transparent you are about the condition of the property, the faster and smoother the process will be.
What Makes Shepherd Home Buyers Different?
- ✅ Local Maryland Expertise
- ✅ No Lowball Offers
- ✅ No Repairs or Cleaning Needed
- ✅ Flexible Closing Dates
- ✅ Licensed, Trusted & Transparent
- ✅ Top-Rated Cash Home Buyers in Maryland
With a reputation for honest offers and a no-pressure process, we’ve helped countless homeowners across Maryland get a fresh start.
Selling Your House Doesn’t Have to Be Complicated
You don’t need to sink thousands into repairs or wait months for a buyer. Selling your house fast for cash is a legitimate, proven alternative that works for many sellers across Maryland—especially those who need to sell quickly and move on.
More Benefits of Selling Your House As-Is for Cash
| Benefit | Traditional Sale | Sell As-Is for Cash |
|---|---|---|
| No Appraisal Needed | ❌ | ✅ |
| Guaranteed Offer | ❌ | ✅ |
| Zero Closing Costs Out of Pocket | ❌ | ✅ |
| No Financing Fall-Through | ❌ | ✅ |
| Sell with Tax Liens or Code Issues | ❌ | ✅ |
| No Junk Removal or Cleaning | ❌ | ✅ |
It’s clear: if you’re dealing with a distressed property, need to sell fast, or want to avoid realtor fees, selling your house as-is is a smart strategy.
Take the First Step Toward a Stress-Free Sale
Whether your home is outdated, damaged, or just too much to manage, we’ll make you a fair cash offer that reflects its condition and market value.
📣 Get a Fast, Fair Offer – No Pressure. No Fees. No Repairs Needed.
👉 Fill out the form at ShepherdHomeBuyers.com to request your FREE, no-obligation cash offer today.
Part 3: How to Sell Your Maryland Home for Cash — Step-by-Step Process for a Fast, Stress-Free Sale
By now, you understand the massive time and money savings that come with selling your house as-is for cash—especially in Maryland markets like Baltimore, Columbia, and Silver Spring. In this final part of the series, we’ll break down the exact steps to sell your house fast without hassle, delays, or surprise fees.
This is the no-fluff, stress-free guide to getting your home sold without an agent, without repairs, and without waiting months.
Step 1: Reach Out for a Free Cash Offer
The first step is simple — just fill out the short form on ShepherdHomeBuyers.com. It only takes 30 seconds.
We’ll ask for:
- Your property address
- A few basic details (condition, timeline, etc.)
- Your best contact method
This is a 100% no-obligation offer request — we don’t use pushy sales tactics, and we’ll never spam you.
Step 2: We’ll Call to Learn More About the Property
Once we receive your form, a team member will contact you—usually the same day—to learn a little more about the property:
- Why you’re selling
- What condition it’s in
- Your ideal timeline
We pride ourselves on being friendly, transparent, and honest. We want to understand your unique situation so we can tailor the offer and closing to your needs.
Step 3: Schedule a Quick Walkthrough (In-Person or Virtual)
We’ll coordinate a time to see the property. This can be:
- A quick walkthrough in person (takes about 15–20 minutes)
- A video tour if you’re out of town or prefer virtual
No cleaning, staging, or pressure.
Just show us the home as-is — we’ve seen it all and buy in any condition.
Step 4: Get a Fair Cash Offer — Fast
After the walkthrough, you’ll get a firm, fair, written cash offer, often the same day. Our offers are based on:
- Market conditions
- Location
- Property condition
- Comparable sales in the area
There are no lowballs — just honest, data-backed offers with zero fees or hidden costs.
Step 5: Pick Your Closing Date
Here’s where the power shifts back to you.
- Need to close in 7 days? We can do that.
- Want to stay for a few weeks after closing? We can arrange that too.
- Need to coordinate a move-out? We’ll help.
You’re in full control. We even handle all the paperwork and work with reputable Maryland title companies to ensure a smooth transaction.
Why Maryland Sellers Love the Cash Offer Process
Let’s take a look at how this process compares to listing with a traditional real estate agent:
| Selling Method | Traditional Agent | Shepherd Home Buyers (Cash Sale) |
|---|---|---|
| Time to Close | 60–90 Days | As Little as 7 Days |
| Repairs Required | Yes | None |
| Showings & Open Houses | Yes | No |
| Commissions & Fees | 5–6% | $0 |
| Closing Costs | Paid by Seller | We Cover All Costs |
| Certainty of Sale | Depends on Buyer Financing | Guaranteed |
| Flexibility & Simplicity | Low | High |
Bonus: You Can Walk Away With Cash AND Peace of Mind
We’ve helped Maryland homeowners in all types of situations:
- Inherited properties
- Tired landlords
- Going through a divorce
- Relocating for a new job
- Homes stuck in probate
- Tax liens or foreclosure threats
Every one of them wanted the same thing: a fast, fair sale without headaches.
You don’t need to do this alone or rely on uncertain offers from the open market. With Shepherd Home Buyers, you’ll experience:
✅ Speed
✅ Transparency
✅ No stress
✅ No repairs or cleaning
✅ No agent fees
Still Have Questions About Selling Your House Fast in Maryland?
Here are some of the most common questions we get from motivated sellers like you:
Q: Will I get a fair price?
A: Yes. Our offers are based on real-time market data, your property’s location and condition, and the savings you’ll receive from avoiding repairs, commissions, and holding costs.
Q: Do I need to clean or fix anything?
A: Not at all. We buy homes as-is — damaged roofs, hoarder houses, outdated kitchens — we’ve seen it all.
Q: What if I have tenants?
A: No problem! We buy homes with or without tenants, even if there are eviction issues.
Q: How quickly can we close?
A: In as little as 7 days, or on your preferred timeline.
Ready to Get a Free, No-Obligation Cash Offer for Your Home?
If you’re serious about selling your house fast in Maryland — and want to avoid repairs, showings, and hidden fees — Shepherd Home Buyers is here to help.
💰 Get a FAST, FAIR CASH OFFER for your home today — no gimmicks, no games.
📍 Serving Baltimore, Columbia, Annapolis, Silver Spring, Waldorf, and surrounding areas.
👉 Click here to fill out the short form now or call 240-931-0270 and talk to our friendly team.
You have nothing to lose — and potentially thousands to gain — by requesting a free cash offer today.
